Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a
lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans
range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans
from a state that has no limiting laws or loans from a bank not governed by state laws may have an even
higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost
and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show
you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to
change.
Material Disclosure. The operator of this website is not a lender, loan broker or agent
for any lender or loan broker. We are an advertising referral service to qualified participating lenders
that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for
installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and
there is no guarantee that you will be accepted by an independent, participating lender. This service
does not constitute an offer or solicitation for loan products which are prohibited by any state law.
This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or
charge you for any service or product. Any compensation received is paid by participating lenders and
only for advertising services provided. This service and offer are void where prohibited. We do not
control and are not responsible for the actions of any lender. We do not have access to the full terms
of your loan, including APR. For details, questions or concerns regarding your loan please contact your
lender directly. Only your lender can provide you with information about your specific loan terms, their
current rates and charges, renewal, payments and the implications for non-payment or skipped payments.
The registration information submitted by you on this website will be shared with one or more
participating lenders. You are under no obligation to use our service to initiate contact with a lender,
register for credit or any loan product, or accept a loan from a participating lender. Cash transfer
times and repayment terms vary between lenders. Repayment terms may be regulated by state and local
laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such
as credit and late payment implications. These disclosures are provided to you for information purposes
only and should not be considered legal advice. Use of this service is subject to this site’s Terms of
Use and Privacy Policy.
Exclusions. Residents of some states may not be eligible for some or all short-term,
small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use
this website or service. The states serviced by this website may change from time to time, without
notice.
Credit Implications. The operator of this website does not make any credit decisions.
Independent, participating lenders that you might be connected with may perform credit checks with
credit reporting bureaus or obtain consumer reports, typically through alternative providers to
determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you
agree to allow participating lenders to verify your information and check your credit. Loans provided by
independent, participating lenders in our network are designed to provide cash to you to be repaid
within a short amount of time. The short-term loans are not a solution for long-term debt and credit
difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider
seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.
Late Payments of loans may result in additional fees or collection activities, or both. Each lender has
their own terms and conditions, please review their policies for further information. Nonpayment of
credit could result in collection activities. Every lender has its own renewal policy, which may differ
from lender to lender. Please review your lender’s renewal policy.
